Ignorance is expensive.
After a collision, you deserve to know which option truly benefits you and your vehicle— is it repair or replacement?
A collision estimator will only recommend a course of action after a thorough inspection; ultimately, you're responsible for the final decision. So, what will it be?
In this blog, you will discover all you need to know about repair and replacement after collision damage. To help you make a better, cost-effective decision. Save your car, save your wallet.
Understanding the Basics
Collision Repair
Collision repair involves restoring damaged parts, structures, and systems to their original, factory-conditioned state.
Replacement
Replacement is replacing damaged parts, structures, and systems with new ones. Occasionally, the entire vehicle may need replacement.
When Should You Choose Repair?
Minimal damage
When the damage is minimal (cosmetic) and doesn't involve structural damage, repair is your best bet.
Low Repair Cost
When the cost of repair is significantly lower than replacement and will serve well, you can choose repair.
Structural integrity restoration
If restoring the structural integrity to factory standards is a viable option.
Sentimental value
Some people end up regretting changing a particular component of the car or the entire vehicle because emotional attachments to it are worth preserving.
Examples of collision damage you can repair:
Fender bender, bumper damage, paintwork, frame alignment.
When Replacement Might Be the Better Option
- When a vehicle's components are old or damaged beyond repair.
- When the cost of repair exceeds 50% of replacement
- When systems (airbags, sensors, crumple zones) are drastically compromised.
- Frequent mechanical issues after major repair.
This is highly risky. A 628 front occupant fatality crash review in the U.S. shows that about 8% of these crashes involved airbags that did not deploy, and about 1–2% involved disabled or removed airbags.
Some vehicle issues compel you to frequent the repair shop, and that's a cue to consider replacement.
The Role of Your Insurance Company
In this matter of either repair or replacement option, your insurance company also plays a vital role.
Your insurance company determines the 70–80% threshold rule. If repairs cost that percentage of the car's value, it's often totaled.
Caveat: Please remember to ask questions about the estimate. It's your right.
Why Professional Assessment Matters
- Professional assessment helps your car get a proper diagnosis with advanced tools to detect hidden structural damage.
- Certified repair. The shop ensures the car's safety and resale value.
Choosing the wrong option can cost you more in long-term safety and maintenance. Consulting professionals is like consulting you for legal advice when you've a case in the court—sound decision-making.
How Regal Repair Can Help You
We offer a comprehensive inspection to determine the best and safest option for your vehicle. We also offer an honest recommendation—repair the outlet if it meets manufacturer standards.
For efficient diagnosis and repair, we used advanced tools for frame straightening and OEM for standardized part replacement.
Contact Regal Repair
Key Takeaway
- Repair is the best option when a vehicle can be preserved and restored safely.
- Replacement is the best option to start fresh when cost or safety outweighs repair.
- Not sure whether your car needs repair or replacement? Contact Regal Repair for help.
Frequently Asked Questions
How do I know if my car is totaled or worth repairing?
There are several factors to consider to know whether your car needs repairing or not. However, if your repair costs exceed 70-80% of its market value, then your car is totaled. With the proper detection of both visible and hidden damage, an honest assessment should be provided. When the damage is cosmetic or at least the structural integrity can be safely restored at a reasonable cost, repair is typically the better choice.
Will my insurance cover the full cost of repairs or replacement?
The sort of policy you have and its terms will determine what it covers. If you have collision coverage, your insurance company will look at the damage and pay for repairs minus your deductible. Keep in mind that insurance companies may suggest the solution that costs them the least, which isn't always what's best for you in the long run.
Is it safe to repair a car after major collision damage?
Yes, but only if trained professionals use the right tools and methods. Modern cars contain complicated safety systems that include crumple zones, airbag sensors, and structural parts that are meant to keep people safe in crashes.
