1. STAY CALM. Call an ambulance if needed. ALWAYS call the police. If police are not dispatched, be sure to file an incident report.
2. STAY SAFE. Traffic, fire, injury, debris and weather all pose continuing risks.
3. STAY SMART. Be courteous, but do not admit fault. ALWAYS protect your identity.
4. USE this guide to collect information to file an accident report with your insurance company.
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